Securing a mortgage after late payments

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Getting a mortgage with late payments

Late or missed payments can leave marks on your credit file, which will raise red flags with mortgage companies who understandably, will have concerns about your ability to keep up with your monthly mortgage repayments, and ultimately deem you to be a high-risk borrower.

Some lenders will however consider you for a mortgage even if you have a history of making late payments. They recognise that late or missed payments are not always a solid indication of your ability to manage your money, and it’s our job here at CLS Money to connect you with these companies and help find you the best possible deal.

Because our brokers have access to the whole of the market, we can put your case to a range of specialist lenders, who are happy to consider borrowers who have a less-than-perfect credit history. Once we’ve sourced the right agreement from a lender that’s sympathetic to your situation, we’ll also manage the paperwork and liaise with all third parties to make sure your application is successful.

Contact our experienced brokers today to learn more about arranging a mortgage with a history of late or missed payments.

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Mortgages that suit you

Mortgages that suit you

No matter your circumstances, we are here to get the right mortgage for you.

Appointments at your convenience

Appointments at your convenience

We can meet you seven days a week from 8am to 8pm at a place that suits you, whether it be at your home, place of work or our offices.

Free of charge, no obligation advice

Free of charge, no obligation advice

Our advice is completely free and there is no obligation to proceed with us if you are not entirely satisfied with the mortgages we recommend

At your side

At your side

We handle the entire mortgage application process through to completion, liaising with your lender, solicitor and estate agent to deliver a smooth, stress-free experience

With you all the way

With you all the way

As a responsible broker, we want your mortgage to always be the best fit for you. So when it's time to review it, we will be here to help.

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Protecting what matters most

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

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< Gemma May Senior Mortgage Advisor

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