CORONAVIRUS UPDATE: Got a question about an on-going application or need some advice? All our team are able to work from home with full access to our systems and can be contacted via phone (01268 931611), email and video call, so please get in touch and we’ll gladly assist you!

Securing a mortgage after late payments

is possible when you take our advice!


Over 1,000 reviews. Rated "Excellent"

Getting a mortgage with late payments

Late or missed payments can leave marks on your credit file, which will raise red flags with mortgage companies who understandably, will have concerns about your ability to keep up with your monthly mortgage repayments, and ultimately deem you to be a high-risk borrower.

Some lenders will however consider you for a mortgage even if you have a history of making late payments. They recognise that late or missed payments are not always a solid indication of your ability to manage your money, and it’s our job here at CLS Money to connect you with these companies and help find you the best possible deal.

Because our brokers have access to the whole of the market, we can put your case to a range of specialist lenders, who are happy to consider borrowers who have a less-than-perfect credit history. Once we’ve sourced the right agreement from a lender that’s sympathetic to your situation, we’ll also manage the paperwork and liaise with all third parties to make sure your application is successful.

Contact our experienced brokers today to learn more about arranging a mortgage with a history of late or missed payments.

Quickly see how likely you are to be ACCEPTED FOR A MORTGAGE before you apply

Can I get a mortgage?

6 reasons to choose CLS Money

Mortgages to suit your needs

Mortgages to suit your needs

Good or poor credit? No matter your circumstances, we are here to get the right mortgage for you.

Appointments at your convenience

Appointments at your convenience

We can meet you 7 days a week from 8am - 8pm at a place to suit you, whether it be at your home, place of work or our offices.

No obligation advice and quotes

No obligation advice and quotes

We will recommend the perfect mortgage for your needs and provide you with a free Agreement in Principle, if you are looking to buy a new property.

Stress and hassle free

Stress and hassle free

We handle the entire mortgage application process through to completion, liaising with your lender, solicitors and estate agents to remove the hassle from you.

With you all the way

With you all the way

As a responsible broker, we want your mortgage to always be the best fit for you. So when it's time to review it, we will be here to help.

Protecting what matters most

Protecting what matters most

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

Your Mortgage

The CLS portal: your mortgage, your way

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< Gemma May Senior Mortgage Advisor

Why Us?

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Phone 01268 931611