Remortgage your home

to consolidate debt

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Over 2,000 reviews. Rated "Excellent"

Remortgaging to pay off debts

If you’re struggling to keep up with loan repayments, have you thought about remortgaging your home in order to pay off your existing debts?

Whilst remortgaging a house to pay off debts isn’t the right approach for everyone, it can be a sensible and cost-effective option for many people who want to raise cash to settle outstanding agreements.

Releasing some of the equity that’s already in the property and using it to clear other debts, aside from your mortgage, can take some of the stress away from everyday living. If your income has dropped or you have needed to pay out for a number of expensive items in recent months, you may find yourself struggling to repay your debts. A cash injection would almost certainly take some of the pressure off, and enable you to significantly improve your financial situation.

The right remortgage deal may also help you to reduce your current mortgage payments, leaving you with more money to chip away at those monthly bills.

Speak to one of our experienced mortgage brokers and they will be able to quickly tell you if remortgaging your home to pay off debts, is a suitable way forward for you and your family. We’ll explore all of the options that are available to you, taking into consideration the mortgage type, term and interest rates, to ensure that remortgaging will improve your circumstances and not lead to escalating problems.

How it works

3 simple steps to securing a mortgage with CLS Money

  • Enquire

    Complete our quick and easy form to see the available mortgage products that suit you

  • Apply

    We will handle all the necessary paperwork and manage your entire mortgage application

  • Complete

    Start enjoying the benefits of your new mortgage

Quickly see how likely you are to be ACCEPTED FOR A MORTGAGE before you apply

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6 reasons to choose CLS Money

  • Mortgages that suit you

    Mortgages that suit you

    No matter your circumstances, we are here to get the right mortgage for you.

  • Appointments at your convenience

    Appointments at your convenience

    We can meet you seven days a week from 8am to 8pm at a place that suits you, whether it be at your home, place of work or our offices.

  • Free of charge, no obligation advice

    Free of charge, no obligation advice

    Our advice is completely free and there is no obligation to proceed with us if you are not entirely satisfied with the mortgages we recommend

  • At your side

    At your side

    We handle the entire mortgage application process through to completion, liaising with your lender, solicitor and estate agent to deliver a smooth, stress-free experience

  • With you all the way

    With you all the way

    As a responsible broker, we want your mortgage to always be the best fit for you. So when it's time to review it, we will be here to help.

  • Protecting what matters most

    Protecting what matters most

    We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

Download the CLS Money App for FREE now

Track the progress of your mortgage application via our App and much more

  • Instantly message the team and keep up to date with your application
  • Upload and share documents for quicker decisions
  • Verify yourself faster with advance biometrics for proving your identity
  • Sign documents immediately on your smartphone
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Why over 2,000 customers consistently rate us "Excellent"

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News and views

Looking to move home or remortgage? Watch the latest vlogs from our mortgage advisors, packed full of handy tips, to help you get on the property ladder and save on your mortgage

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Gemma May

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