Whole of Life Assurance
Whole of Life Insurance is an assurance policy that is guaranteed to pay-out upon death, and therefore tends to be more expensive than term insurance. You may only want to leave enough money to support your children whilst they are still dependant on you, or if you do not have children, enough to cover your outstanding mortgage and debts, in which case a Life Insurance policy would probably be more suitable. However, some people want to leave a sum of money to their loved ones as a form of inheritance, in which case a Whole of Life policy would likely be right for them.
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