CORONAVIRUS UPDATE: Got a question about an on-going application or need some advice? All our team are able to work from home with full access to our systems and can be contacted via phone (01268 931611), email and video call, so please get in touch and we’ll gladly assist you!
If you work for yourself and are looking to either buy a new home or remortgage, we are here to help.
The process of getting a mortgage when self-employed may seem complicated. But, our expert mortgage advisors are highly experienced in helping find specialist mortgage options to suit every individual situation. We're available 7 days a week to help advise you on how much you can afford to borrow and which mortgage lender best suits your needs, at no cost or obligation to you.
So how does getting a mortgage when self-employed work? As you're your own boss, mortgage lenders will need to see proof of your income - usually your accounts and tax returns over a 2 or 3 year period, signed off by a chartered accountant.
If you have less than 2 years’ accounts, there are still lenders who will consider you. However, you will need to prove that you have either had regular work, recently left your previous place of employment to start contracting or can guarantee regular work in the near future.
We know how taxing running your own business can be. So, if you choose to progress your mortgage application through us, we'll also complete all the necessary paperwork and manage the entire process through to completion, so you can focus on what matters most!
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