Contractor mortgage loans

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Mortgages for contractors

Historically, mortgage companies have been reluctant to lend to consultants, surveyors, engineers, business analysts and other contracting professionals, deeming them to be ‘high risk’ due to the nature of their work. Thankfully, the tides are now changing.

More providers are beginning to understand the plight of the independent worker and are ready to open their doors to self-employed applicants. Annualised contract rates are now widely used as a means of assessing mortgage affordability, and this level of standardisation within the mortgage industry has been a lifeline for contractors, who are either looking to buy a property for the first time or remortgage their existing home.

If your income patterns are irregular or you have only been contracting for a short period of time, you may however struggle to find the right deal. But, our team are at hand to help you find a contractor mortgage that offers affordable interest rates and favourable terms, regardless of your working circumstances.

We have access to a broad range of lenders who can offer great deals for contractors in all kinds of professions. What’s more, we also liaise with third parties and complete all paperwork on your behalf, leaving you to carry on with your working day safe in the knowledge that your mortgage or remortgage is well in hand.

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Mortgages to suit your needs

Mortgages to suit your needs

Good or poor credit? No matter your circumstances, we are here to get the right mortgage for you.

Appointments at your convenience

Appointments at your convenience

We can meet you 7 days a week from 8am - 8pm at a place to suit you, whether it be at your home, place of work or our offices.

No obligation advice and quotes

No obligation advice and quotes

We will recommend the perfect mortgage for your needs and provide you with a free Agreement in Principle, if you are looking to buy a new property.

Stress and hassle free

Stress and hassle free

We handle the entire mortgage application process through to completion, liaising with your lender, solicitors and estate agents to remove the hassle from you.

With you all the way

With you all the way

As a responsible broker, we want your mortgage to always be the best fit for you. So when it's time to review it, we will be here to help.

Protecting what matters most

Protecting what matters most

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

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< Gemma May Senior Mortgage Advisor

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