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How let to buy mortgages work

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Let to buy mortgage advice

Let to buy mortgages are used by homeowners to lease their current home and buy a new residential property. A let to buy mortgage is a popular option for homeowners who have found their dream home and can’t wait to sell their existing property, or are struggling to sell their home at the desired price.

In order to get a let to buy mortgage, you will need to provide evidence to let to buy mortgage lenders that your rental income will comfortably cover your mortgage repayments. It is important to note that a let to buy mortgage can generally only be used for a short time. Therefore, if you choose to continue letting your existing property, you will need a buy to let mortgage.

Let to buy mortgages can be more complicated than standard residential mortgages or buy to let mortgages. This is because you need to apply for both a let to buy and residential mortgage, and ensure that they both complete on the same day, which we can help you with.

Our friendly mortgage advisors offer free appointments 7 days a week, and will provide you with expert, personalised advice on how much you could borrow and which lender best fits your needs. If you decide that a let to buy mortgage is the right option for you, we will also manage your entire mortgage application through to completion, removing the stress and hassle from you.

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Mortgages to suit your needs

Mortgages to suit your needs

Good or poor credit? No matter your circumstances, we are here to get the right mortgage for you.

Appointments at your convenience

Appointments at your convenience

We can meet you 7 days a week from 8am - 8pm at a place to suit you, whether it be at your home, place of work or our offices.

No obligation advice and quotes

No obligation advice and quotes

We will recommend the perfect mortgage for your needs and provide you with a free Agreement in Principle, if you are looking to buy a new property.

Stress and hassle free

Stress and hassle free

We handle the entire mortgage application process through to completion, liaising with your lender, solicitors and estate agents to remove the hassle from you.

With you all the way

With you all the way

As a responsible broker, we want your mortgage to always be the best fit for you. So when it's time to review it, we will be here to help.

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Protecting what matters most

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

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< Gemma May Senior Mortgage Advisor

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