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Probationary period mortgages

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Getting a mortgage on probation

If you’ve started a new job recently, you will likely have to undergo a probation period to prove to your employer that you’re suitable for the role. Being placed on probation is a widely accepted practice. But, it’s not ideal for those who want to move, remortgage their home or get onto the property ladder.

If you’re applying for a mortgage while on probation, you might find it more difficult to get a good deal (or get a deal at all). This is because lenders won’t view your position as permanent, until you have passed your probation. In their eyes, your income is not guaranteed, and that means there’s a higher chance you’re going to miss your mortgage payments.

There are many lenders out there who have however relaxed their lending criteria to accommodate workers who haven’t yet completed their probation periods. And, because the brokers here at CLS Money have access to a huge network of mortgage providers, we’re best placed to find you the right product from the right mortgage company, regardless of your employment status.

If you’re eager to get a mortgage while you’re still on probation, talk to our brokers today. We’ll help you put together a strong application and only approach lenders we know have a proven track record of accepting new starters.

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Mortgages that suit you

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Appointments at your convenience

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Free of charge, no obligation advice

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At your side

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With you all the way

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Protecting what matters most

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