CORONAVIRUS UPDATE: Got a question about an on-going application or need some advice? All our team are able to work from home with full access to our systems and can be contacted via phone (01268 931611), email and video call, so please get in touch and we’ll gladly assist you!

Single income mortgages

Helping you buy a home with one income


Over 1,000 reviews. Rated "Excellent"

Getting a mortgage on a single income

Typically, when it comes to mortgages, the more you earn, the more you can borrow, which means that couples and those entering into mortgages together, are often awarded the best mortgage deals. However, there are plenty of single income mortgages out there for those who are going it alone. In fact, the market has become incredibly sympathetic to single purchasers in recent years, and there are more options than ever for those who need an extra helping hand, as they take their first steps into property ownership without a partner.

At CLS Money, we have a wealth of experience in organising single income mortgages. Whether we’re helping young professionals take their first steps onto the property ladder, or assisting a later life lender in purchasing their dream home, we have the expertise and connections to find the right single income mortgage for our customers’ individual needs.

We are also highly adept at arranging mortgages for divorcees and single parents who are adjusting to life on a single income. Our mortgage brokers will search the whole of the market to find a product that is going to suit your new circumstances, and once you’re happy that they’ve found the best possible deal, they will send a strong application to a lender who is highly likely to provide you with a mortgage offer.

If you’re thinking of buying a house after a divorce or want to explore your mortgage options as a single mother or single parent, contact our team today for honest advice and access to products that offer competitive rates and terms.

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Mortgages that suit you

Mortgages that suit you

No matter your circumstances, we are here to get the right mortgage for you.

Appointments at your convenience

Appointments at your convenience

We can meet you seven days a week from 8am to 8pm at a place that suits you, whether it be at your home, place of work or our offices.

Free of charge, no obligation advice

Free of charge, no obligation advice

Our advice is completely free and there is no obligation to proceed with us if you are not entirely satisfied with the mortgages we recommend

At your side

At your side

We handle the entire mortgage application process through to completion, liaising with your lender, solicitor and estate agent to deliver a smooth, stress-free experience

With you all the way

With you all the way

As a responsible broker, we want your mortgage to always be the best fit for you. So when it's time to review it, we will be here to help.

Protecting what matters most

Protecting what matters most

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

How Is Mortgage Affordability Assessed? | CLS Money

Your Mortgage

The CLS portal: your mortgage, your way

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< Gemma May Senior Mortgage Advisor

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