Getting the best new job mortgage

Expert mortgage advice for buyers with a new job

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Applying for a mortgage with a new job

It’s not uncommon to change jobs – switching from employed to self-employed or vice versa, even embarking on an entirely new career, which can be great news for your income, but you may be left wondering if you will still be able to get a new mortgage.

The good news is, it’s certainly possible, but lenders have got different and unique criteria surrounding borrowers starting a new role, the tricky part is finding a provider who is willing to take your new circumstances into consideration.

Lenders typically prefer to lend to borrowers who have been employed for 3 months and are without probations periods, along with self-employed workers who have got at least two years under their belt. However, so long as you can prove that your income meets a lenders affordability criteria, you shouldn’t have a problem securing an affordable deal, as long as you know where to find it.

Whether your changing jobs with the same employer or you're starting a new job with a new company, we work with many lenders who are open to mortgage applications from every kind of employement status. The experienced brokers here at CLS Money will source the best available new job mortgage products from the whole of the mortgage market, narrowing down all available lenders to a panel whose criteria will allow your situation. The lender we proceed with is usually lesser-known and will not likely be found on your local high street.

Our expert mortgage advisor provides the professional advice for new job mortgages

We apply to the chosen lender on your behalf, providing all of the documents to verify your working situation. Our cases typically fly straight through the lender's system because we meticulously carry out all of the required research in advance. By putting together your application and verifying documents for you is a way we minimise your stress while giving you the best possible chance of acceptance by a lender offering good terms at a competitive interest rate.

If you've just got a new job that comes with a healthy pay rise, congratulations! If you're looking to get a mortgage deal with competitive interest rates despite just landing your brand new employment contract, we're ready to help. Despite your new contract, we'll utilise that new, higher salary to leverage a great new job mortgage, offering the expert professional advice you need for smooth and successful mortgage applications.

Contact us today to learn more about getting a mortgage with a new job whatever your employment history or new income. We'll match you with the right lender for your individual circumstances, ensuring you have that newly signed contract – for your new job mortgage – in no time!

How it works

3 simple steps to securing a mortgage with CLS Money

  • Enquire

    Complete our quick and easy form to see the available mortgage products that suit you

  • Apply

    We will handle all the necessary paperwork and manage your entire mortgage application

  • Complete

    Start enjoying the benefits of your new mortgage

Quickly see how likely you are to be ACCEPTED FOR A MORTGAGE before you apply

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6 reasons to choose CLS Money

  • Mortgages that suit you

    Mortgages that suit you

    No matter your circumstances, we are here to get the right mortgage for you.

  • Appointments at your convenience

    Appointments at your convenience

    We can meet you seven days a week from 8am to 8pm at a place that suits you, whether it be at your home, place of work or our offices.

  • Free of charge, no obligation advice

    Free of charge, no obligation advice

    Our advice is completely free and there is no obligation to proceed with us if you are not entirely satisfied with the mortgages we recommend

  • At your side

    At your side

    We handle the entire mortgage application process through to completion, liaising with your lender, solicitor and estate agent to deliver a smooth, stress-free experience

  • With you all the way

    With you all the way

    As a responsible broker, we want your mortgage to always be the best fit for you. So when it's time to review it, we will be here to help.

  • Protecting what matters most

    Protecting what matters most

    We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

Download the CLS Money App for FREE now

Track the progress of your mortgage application via our App and much more

  • Instantly message the team and keep up to date with your application
  • Upload and share documents for quicker decisions
  • Verify yourself faster with advance biometrics for proving your identity
  • Sign documents immediately on your smartphone
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Why over 2,000 customers consistently rate us "Excellent"

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Gemma May

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