New job mortgages

are easier than you think!

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Over 2,000 reviews. Rated "Excellent"

## Applying for a mortgage with a new job It’s not uncommon to change jobs, switching from employed to self-employed or vice versa, even embarking on an entirely new career, which can be great news for your income, but you may be left wondering if you will still be able to get a new mortgage.

The good news is, it’s certainly possible, but lenders have got different and unique criteria surrounding borrowers starting a new role, the tricky part is finding a provider who is willing to take your new circumstances into consideration.

Lenders typically prefer to lend to borrowers who have been employed for 3 months and are without probations periods, along with self-employed workers who have got at least two years under their belt. However, so long as you can prove that your income meets a lenders affordability criteria, you shouldn’t have a problem securing an affordable deal, as long as you know where to find it.

The experienced brokers here at CLS Money will source the best available mortgage products from the whole of the mortgage market, narrowing down all available lenders to a panel who's criteria will allow your situation. The lender we proceed with is usually lesser-known and will not likely be found on your local Highstreet. We will then apply to the chosen lender, providing all of the documents to verify your working situation. your case should fly straight through the lender's system because we have done all of the research upfront. Us putting together an application and verifying documents for you is a way to minimise your stress, it will give you the best possible chance at being accepted by a lender who’ll offer you good terms, at a competitive interest rate.

Contact us today to learn more about getting a mortgage with a new job.

How it works

3 simple steps to securing a mortgage with CLS Money

  • Enquire

    Complete our quick and easy form to see the available mortgage products that suit you

  • Apply

    We will handle all the necessary paperwork and manage your entire mortgage application

  • Complete

    Start enjoying the benefits of your new mortgage

Quickly see how likely you are to be ACCEPTED FOR A MORTGAGE before you apply

Can I get a mortgage?

Do I Qualify

6 reasons to choose CLS Money

  • Mortgages that suit you

    Mortgages that suit you

    No matter your circumstances, we are here to get the right mortgage for you.

  • Appointments at your convenience

    Appointments at your convenience

    We can meet you seven days a week from 8am to 8pm at a place that suits you, whether it be at your home, place of work or our offices.

  • Free of charge, no obligation advice

    Free of charge, no obligation advice

    Our advice is completely free and there is no obligation to proceed with us if you are not entirely satisfied with the mortgages we recommend

  • At your side

    At your side

    We handle the entire mortgage application process through to completion, liaising with your lender, solicitor and estate agent to deliver a smooth, stress-free experience

  • With you all the way

    With you all the way

    As a responsible broker, we want your mortgage to always be the best fit for you. So when it's time to review it, we will be here to help.

  • Protecting what matters most

    Protecting what matters most

    We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

Download the CLS Money App for FREE now

Track the progress of your mortgage application via our App and much more

  • Instantly message the team and keep up to date with your application
  • Upload and share documents for quicker decisions
  • Verify yourself faster with advance biometrics for proving your identity
  • Sign documents immediately on your smartphone
  • App Store
  • Google Play

Why over 2,000 customers consistently rate us "Excellent"

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News and views

Looking to move home or remortgage? Watch the latest vlogs from our mortgage advisors, packed full of handy tips, to help you get on the property ladder and save on your mortgage

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Gemma May

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