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Getting a mortgage with a debt management plan

If you’re on a debt management plan (DMP), you may struggle to get a mortgage with one of the UK’s High Street lenders or mainstream building societies. However, there are lenders who will be willing to offer you a DMP mortgage, as long as you have enough money for your initial deposit and are able to meet their income and affordability criteria (which can be slightly stricter for borrowers on a debt management plan).

There’s no need to spend hours scouring the market for the right product. You don’t need to send out multiple applications to different lenders in the hope that one of them will accept you, only to risk rejections that could damage your credit file further. Instead, contact CLS Money.

We have access to a huge range of deals from a wide net of lenders, and our advisors have a great deal of experience in finding mortgages for those who are on a debt management plan.

If you have been on a debt management plan in the past but have now settled everything you owe, your chances of securing a mortgage are much higher. However, you may still need assistance in finding a lender who can accommodate your credit history.

Our brokers are here to help you find the right DMP mortgage, regardless of your circumstances, so contact us today to discuss your requirements in more detail.

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Mortgages that suit you

Mortgages that suit you

No matter your circumstances, we are here to get the right mortgage for you.

Appointments at your convenience

Appointments at your convenience

We can meet you seven days a week from 8am to 8pm at a place that suits you, whether it be at your home, place of work or our offices.

Free of charge, no obligation advice

Free of charge, no obligation advice

Our advice is completely free and there is no obligation to proceed with us if you are not entirely satisfied with the mortgages we recommend

At your side

At your side

We handle the entire mortgage application process through to completion, liaising with your lender, solicitor and estate agent to deliver a smooth, stress-free experience

With you all the way

With you all the way

As a responsible broker, we want your mortgage to always be the best fit for you. So when it's time to review it, we will be here to help.

Protecting what matters most

Protecting what matters most

We provide tailored life and home insurance solutions, so you can be assured that your loved ones and possessions are protected.

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< Gemma May Senior Mortgage Advisor

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