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The cost of buying a home and moving

January 29, 2020

The first fee you will likely need to pay when buying a new home, is at application stage. The lender will need to value the property you want to buy, to ensure it is suitable security for them to lend to you on, and will ask you to pay a valuation fee to cover the cost of this.

You will also need to pay your solicitors an upfront fee of around £300 for property searches, which will highlight any potential issues you should be aware of, before you go ahead with the purchase.

You then shouldn’t need to pay anything others fees until your application reaches completion, where you will need to pay your broker fee (if you are using a mortgage broker), stamp duty, deposit, any additional solicitors’ fees and your removal company (if applicable).

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