Straight talking mortgages
Our mortgage experts comprehensively deal with lenders from the mortgage market, including direct access to specialised mortgage providers who offer solutions for quirky situations and poor credit histories.
Poor credit mortgages
Need a mortgage but have a history of bad credit? Don’t stress! As specialist, bad credit mortgage advisors we have access to a number of adverse mortgage lenders, who can’t be found on the high street or comparison sites, and will gladly consider your mortgage application.
If you have had county Court Judgements (CCJs), defaults, missed payments, debt management plans or been made bankrupt in the past 6 years, we can help you find the best possible mortgage deal for your personal circumstances and if you are hoping to buy a new property, provide you with an Agreement in Principle, so you can make an offer on your new home.
Want to see if you can get a low credit score mortgage? You’re in the right place!
- Specialists in poor credit mortgages
- Defaults & CCJs accepted
- FREE, no obligation advice & quotess
- No credit check




















3 simple steps
to securing your mortgage with CLS Money
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Complete the short form or request a callback at a time that suits you.
It only takes a minute, and helps us understand what you’re looking to achieve.
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You’ll speak directly with an experienced advisor who’ll talk through your situation properly.
No jargon. No pressure. Just honest guidance and clear next steps.
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Once you’re ready to move forward, we’ll handle everything from start to finish.
From matching you with the right lender to keeping things moving throughout the process — we’re with you every step of the way.
Quickly see how likely you are to be ACCEPTED FOR A MORTGAGE before you apply
Can I get a mortgage?
Do I Qualify
We are growing a forest
Planting a tree with every mortgage
