Straight talking mortgages
Our mortgage experts comprehensively deal with lenders from the mortgage market, including direct access to specialised mortgage providers who offer solutions for quirky situations and poor credit histories.
Bad credit mortgages
Have you had missed payments, defaults, County Court Judgements (CCJs), debt management plans or been made bankrupt in the past 6 years? Don’t stress! As specialist mortgage advisors, we regularly deal with bad credit mortgage lenders who will gladly consider your mortgage application.
We will find the best possible mortgage deal for your needs. And, if you're looking to buy a new home, we'll also secure an Agreement in Principle, so you can turn your dream into a reality.
Want to see if you can get a mortgage with bad credit? You’re in the right place!
- Specialists in bad credit mortgages
- Defaults & CCJs accepted
- FREE, no obligation advice & quotes
- No credit check




















3 simple steps
to securing your mortgage with CLS Money
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Complete the short form or request a callback at a time that suits you.
It only takes a minute, and helps us understand what you’re looking to achieve.
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You’ll speak directly with an experienced advisor who’ll talk through your situation properly.
No jargon. No pressure. Just honest guidance and clear next steps.
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Once you’re ready to move forward, we’ll handle everything from start to finish.
From matching you with the right lender to keeping things moving throughout the process — we’re with you every step of the way.
Quickly see how likely you are to be ACCEPTED FOR A MORTGAGE before you apply
Can I get a mortgage?
Do I Qualify
We are growing a forest
Planting a tree with every mortgage
