Your home is your nest egg and therefore deserves protecting. When you buy your own home, most mortgage lenders will insist that you have buildings insurance in place, which will generally cover the cost of repairing any damage to the structure of your home, including any permanent fixtures and fittings.
If you own or rent your own property, then it is wise to also consider taking out contents insurance. It’s easy to forget about the cost of our belongings, but if anything were to happen to them would you be able to afford to replace them? Contents insurance removes the potential stress and worry from you by reimbursing you for the loss or damage of your possessions including; jewellery, clothes and gadgets.
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