Critical illness cover offers financial protection to your loved ones, in the event that you become seriously ill, and normally lasts for a set period of time or until you retire.
If you are diagnosed with one of the specific illnesses on a provider’s predetermined list including certain cancers or strokes, you will typically receive a tax-free lump sum. Critical illness policies generally do not pay out if you are unable to work due to a bad back or stress. For cases like this, income protection insurance would probably be a better option.
Life and critical illness cover can be bought together to pay off large debts such as your mortgage. If you have dependants, you should consider a life insurance policy to protect your family.
If you are interested in a critical illness policy, our expert mortgage and protection advisors are at hand to meet or chat with you. They will assess your individual needs and circumstances and advise which level of cover best suits your requirements, at no cost to you!
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