Mortgage advice for those with bad or poor credit​

Speak directly to a qualified mortgage expert and get a decision within the hour

5 Stars

Over 3,500+ reviews. Rated "Excellent"

Feeling frustrated with being declined a mortgage due to bad credit? Do not worry, you are not alone. Life can throw unexpected challenges, leaving a lasting impact on our credit scores. ​

We specialise in helping individuals with defaults, CCJs, or low credit scores find tailored solutions that fit their unique circumstances. ​

Other lenders or banks may turn you away, but that does not automatically mean you still cannot get help. We navigate the complexities of the mortgage market for you to find the best deal available.

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What are you looking to do?
How will the property be used?
How soon are you looking to proceed?

Are you a first time buyer?
Are you using a shared ownership scheme?


How would you rate your credit?

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Specialists in bad credit mortgages​

  • Defaults & CCJs accepted​
  • Find out how much you can borrow​
  • Get advice on how to improve your credit rating​
  • Direct access to banks to explain your circumstances
  • Arrears, Low Credit Scores & IVAs accepted
  • All property types allowed

3 simple steps

to securing your mortgage with CLS Money

  • Complete our quick and easy form to see the available mortgage products that suit you

  • We will handle all the necessary paperwork and manage your entire mortgage application

  • Start enjoying the benefits of your new mortgage

Get Started

Quickly see how likely you are to be ACCEPTED FOR A MORTGAGE before you apply

Can I get a mortgage?

Do I Qualify

We are growing a forest

Planting a tree with every mortgage

THG more trees

Gemma May

Operations Director

Gemma May

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