Mortgage advice for those with bad or poor credit
Speak directly to a qualified mortgage expert and get a decision within the hour
Over 5,000+ reviews. Rated "Excellent"
Feeling frustrated with being declined a mortgage due to bad credit? Do not worry, you are not alone. Life can throw unexpected challenges, leaving a lasting impact on our credit scores.
We specialise in helping individuals with defaults, CCJs, or low credit scores find tailored solutions that fit their unique circumstances.
Other lenders or banks may turn you away, but that does not automatically mean you still cannot get help. We navigate the complexities of the mortgage market for you to find the best deal available.
Specialists in bad credit mortgages
- Defaults & CCJs accepted
- Find out how much you can borrow
- Get advice on how to improve your credit rating
- Direct access to banks to explain your circumstances
- Arrears, Low Credit Scores & IVAs accepted
- All property types allowed
3 simple steps
to securing your mortgage with CLS Money
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Complete the short form or request a callback at a time that suits you.
It only takes a minute, and helps us understand what you’re looking to achieve.
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You’ll speak directly with an experienced advisor who’ll talk through your situation properly.
No jargon. No pressure. Just honest guidance and clear next steps.
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Once you’re ready to move forward, we’ll handle everything from start to finish.
From matching you with the right lender to keeping things moving throughout the process — we’re with you every step of the way.
Quickly see how likely you are to be ACCEPTED FOR A MORTGAGE before you apply
Can I get a mortgage?
Do I Qualify
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Planting a tree with every mortgage
