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Self-Employed mortgages

If you work for yourself and are looking to either buy a new home or remortgage, we are here to help. As a self-employed worker, mortgage lenders will need to see proof of your income - usually your accounts and tax returns over a 2 or 3 year period, signed off by a chartered accountant.

If you have less than 2 years’ accounts, there are still lenders who will consider you. However, you will need to prove that you have either; had regular work, recently left your previous place of employment to start contracting or can guarantee regular work in the near future.

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These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.

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