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Critical Illness insurance

Critical Illness Cover offers financial protection to your loved ones, in the event that you become seriously ill, and normally lasts for a set period of time or until you retire.

If you are diagnosed with one of the specific illnesses on a provider’s predetermined list including certain cancers or strokes, you will typically receive a tax-free lump sum. Critical Illness policies generally do not pay out if you are unable to work due to a bad back or stress. For cases like this, Income Protection Insurance would probably be a better option.

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