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Life Insurance

If something were to happen to you, would your loved ones be able to pay off your existing debts for you? A Life Insurance policy would enable them to do exactly this, and provide you with peace of mind knowing that your family will not be forced to change their lifestyles.

There are two main types of Life Insurance cover, Level Term Insurance and Decreasing Term Insurance. The right policy for you will depend on your individual circumstances, which our expert mortgage and protection advisors can help you with. They will compare Life Insurance quotes from the UK’s top Life Insurance providers and ensure that you get the appropriate level of cover at an affordable price. Their advice is completely free with no obligation, so get in touch!

Level Term Life Insurance

Level Term cover protects your dependants for a fixed period and pays out a lump sum, if you die during the policy term. The amount you are covered for is determined at the start of the plan and does not change.

Decreasing Term Life Insurance

The amount your dependants recieve reduces in line with the balance on your mortgage. Decreasing Term cover is suitable for those with repayment mortgages, and is generally cheaper than level term mortgage life insurance.

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